Vietnam PVcomBank is implementing FusionBanking Essence Online and Personal Financial Management solutions of Misys to transform its digital banking capabilities. The bank has over 100 banking branches and provides a full range of banking services. It is looking to upgrade to a next generation digital platform in order to gain a competitive edge in Vietnam’s aggressively growing banking industry. Quoc Khanh Nguyen, deputy CEO of the bank, said it chose Misys because its solution offers a highly engaging user experience, personalization and cross-selling capabilities and is built on the latest open architecture and comes with a development kit which allows us to perform our own custom development. Vietnam’s retail banking industry is being transformed by the increase in internet penetration, and, in particular, mobile penetration.