Digital payments and commerce solutions provider Mozido launched its new host card emulation (HCE) product, Mozido HCE, which provides a hybrid mobile wallet capability that supports both existing consumers using hardware secure element based NFC phones, and consumers using HCE cloud-based NFC phones. Taiwan Mobile Payments Co has already chosen Mozido as provider for its HCE and tokenization services to its consortium of 27 Taiwanese banks and financial institutions. Mozido founder Michael Liberty said Mozido already has a strong trusted service manager presence, multiple mobile wallet apps deployed in the market, and a full suite of financial inclusion, payment, and engagement solutions. Mozido HCE completes the ability to support any type of payment on any mobile phone in any environment, he said.