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HDFC Bank to offer loans through ATMs

HDFC Bank will offer anytime loans through ATMs. The bank has automated its personal loan approval process by setting up an analytics engine that would track the customer’s history and the credit score provided by credit information bureaus and, based on these inputs, automatically authorize a loan. The bank had earlier said this system enabled it to offer what it described as 10-second loans through its website. It is now offering these automated personal loans through ATMs as well, it added.

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