The Ernakulam District Cooperative Bank is proposing to introduce ‘door-step banking’ facilities. These facilities will include phone banking, voice and SMS facilities, missed call enquiry, instant mobile payment and e-commerce over a period of one year. The program of action was approved by the annual general body meeting of the bank. The bank also plans to appoint business correspondents in places where the bank does not have branches and also open branches in all the panchayats.