Dena Bank plans to add 65 branches by March-end. Chairman and managing director of the bank Ashwani Kumar said by the year-end the bank should have opened 150-175 branches. As many as 90 branches have already been opened till December, he said. The branches to be opened will be spread across urban and rural areas and in all geographies. The bank had a network of 1,509 branches and 770 ATMs as of September 2013. He said the bank was planning to open around 200 branches every year. Ashwani Kumar also felt that the cost of operating an ATM will increase because of the additional security measures initiated at such outlets following the Bangalore attack, and said those costs have to be recovered.