Andhra Bank has firmed up plans to open 450 new branches across the country during this financial year, says CVR Rajendran, CMD of the bank. The bank, now a lead bank for Andhra Pradesh, has leveraged technology to expand its facilities. The pioneer in credit cards, it opened the first ATM at Saifabad in Hyderabad in 1998, he said. Along with ATMs, self cash depositing machines, pass book printing kiosks are installed to make all the basic banking services available to the customers round the clock. The customer service kiosk has trained personnel, who will guide customers to open accounts, link Aadhar, do transaction with online as well as deposit and withdraw cash, said G Ravi Kumar, General Manager