Editor’s Blog

Banks vs Fintechs

Reported by | Updated: May 23, 2016

The driving force behind digital banking is not just the availability of technology but also the rising level of competition. Already 21 provisional banking licenses have been given, which is such a steep rise compared to the past that it boggles the mind.  RBI governor Raghuram Rajan has now expressed that banking licenses will become […]

ATM power problems – seek out-of-box solutions

Reported by | Updated: April 20, 2016

I was recently at a seminar where there was a panel discussion on ATMs. One point stressed by the panelists was that more than anything, the biggest constraining factor for uptime of ATMs in the rural areas has nothing to do with technology but is simply the lack of power availability. There were discussions on […]

Complexities in Assessing a Loan Demand

Reported by | Updated: April 18, 2016

Manish Jain, Industry Principal, Infosys Finacle, in an interaction with N. Mohan, editor, discusses the various aspects of technology in banking, including the role of social media: An interview by N Mohan, Editor, Banking Frontiers. N. Mohan:  Can you outline the complexities that are involved for banks and financial services institutions in assessing a loan […]

‘Wave’ that’s going to be universal

Reported by | Updated: April 18, 2016

Think of the great conveniences coming your way. You can buy a train ticket, pay a hotel bill, book a seat at a cinema or gain a passage through a toll booth not by swiping your credit or debit card, but by just waving it against a reader. For that matter, technology is also now […]

A joyous occasion

Reported by | Updated: April 18, 2016

May is a special month every year. It is the month that Banking Frontiers celebrates its birthday. This May, we celebrate our 14th birthday. We were wondering how we could best make this birthday interesting for our readers. And so we have done a few things. First we have widened the coverage. We have added […]

From Analytics to Core Competencies

Reported by | Updated: August 31, 2015

The most powerful invention in banking is analytics, particularly big data. It gives bankers precise data to help make the best possible offer to every individual customer….thereby maximizing the strength of the relationship.Analytics has been used profitably by online companies to reach out to customers based on their location, their surfing patterns, the time at […]

Greek Unraveling

Reported by | Updated: July 23, 2015

Sovereign default is not  new.  It is typically  caused by factors  such  as excessive short  term debt, currency devaluation, crash  in exports and  of course faulty economic policies. The seeds of the Greek crisis were  sown when  it joined  the EU. The problem has  been building up ever  since.According to a Forbes report, Greece has  […]

Sentiments racing ahead of Reality

Reported by | Updated: April 18, 2015

All over the world, and more so in India, and even more so in Delhi, people are screaming  for change and expressing it through the ballots. But in the real world, change does not happen so far. Though the prices of several commodities have dipped, inflation is refusing to sink like lead. Corruption has perhaps […]

‘Dare to lead’ – an educative session for HR professionals

Reported by | Updated: April 14, 2015

HR Infotech Association organised a session, titled ‘Dare to Lead’ for HR professionals from the IT/ITeS industry in Mumbai. Dr Anil Khnadelwal, former CMD, Bank of Baroda and Dena Bank, who was the key speaker at the session, recalled how he transformed Bank of Baroda into a veritable HR powerhouse. He has narrated the saga […]

A Positive Turn

Reported by | Updated: February 3, 2015

The year 2014 was a year of contrasts. Samples of good news include Indian citizens voting en masse for an empowered government with a decisive leader at the helm, rationalization of global oil prices, rising of financial markets, etc. On the other hand, there have been a series of manmade disasters. The most shocking would […]