The Reserve Bank of India (RBI) has announced amendments to its framework for facilitating small-value digital payments in offline mode, enhancing transaction and total limit caps for UPI Lite users.
As per the amendments, the per transaction limit under UPI Lite has been increased from Rs 500 to Rs 1,000 and the total limit per payment instrument has been raised from Rs 2,000 to Rs 5,000.
These enhanced limits are expected to bolster the adoption and usability of UPI Lite, enabling users to conduct higher-value transactions offline while maintaining the convenience and security that underpin digital payment systems.
The move aligns with the RBI’s broader goal of expanding digital payment ecosystems and ensuring seamless transaction capabilities even in offline environments.
