Central Bank of India has launched two new schemes – Cent Home Double Plus Scheme and Cent Aspire Deposit Scheme. Cent Home Double Plus Scheme is a customer friendly housing loan scheme in the shape of overdraft facility in housing loan. Under the scheme, the borrower may deposit any amount in excess to home loan EMI and have the convenience of withdrawing such excess amount deposited as per his requirement. The scheme also facilitates prepayment without any penalty or charges. In addition to Home Loan as an overdraft facility, the borrower can avail loans for repair, renovation, extension of house, furnishing, for purchase of consumer durables, furniture, vehicle loan for two/four wheelers, solar energy equipment, children marriage, education & medical expenses, family holiday tours and travels all at very attractive interest rate within their repayment capabilities. Cent Aspire Deposit Scheme offers customers to enjoy the liquidity of their time deposit, even while their deposit continues to earn interest. It enables customers to get premium credit card without submitting any income proof or credit score/history, CIBIL report etc.
