State Bank of India has launched a customer friendly digital initiative – the MOPAD, or Multi Option Payment Acceptance Device. Using this, customers will be able to make payments through cards, Bharat QR, UPI and SBI Buddy (eWallet) on a PoS terminal. The initiative aims at providing digital convenience to customers and ease of doing business for merchants at the same time. This is part of the bank’s ‘Cash ki Aadat Badlo’ project. After the transactions are done, the customers get a charge-slip as a proof of payment. This is not available for traditional Bharat QR / UPI / SBI Buddy transactions. The merchants get single MIS for all types of digital transactions helping them to have total control on the cash flows. The bank expects that this multipurpose initiative will enhance the digital ecosystem and help the bank in driving the economy towards a less-cash society.