Digital banking solutions provider NiYO Solutions is launching a global card to ensure safer and inexpensive international transactions. The NiYO Global Card offers instant setup, convenient loading from any account via NEFT/IMPS, ZERO currency exchange premium, and zero international transaction fees on usage anywhere in the world. This makes present day multi-currency cards and traveler’s cheques redundant. The card is supported by a mobile banking app which gives users ability to lock and unlock either the full card or a payment channel anytime, anywhere. The app also provides real-time notifications on usage, exchange rates, and refunds, while helping users find convenient ATM locations, avail nearby offers, and much more. Business travelers can submit claims on-the-go by adding bills for each transaction right in the app. These claims can be instantaneously approved by the organization using NiYO Corporate Portal. The NiYO Global Card is being launched in partnership with DCB Bank and can be used at ATMs, POS terminals, and for online transactions in any country.