Future Generali India Life Insurance (FGILI) has launched Big Dreams Insurance Plan, a new age ULIP that provides additional allocation on every premium payment made by the customer. This, the company said, will encourage customers to stay invested for long term and get maximum value. Only charges applicable are fund management and mortality charges. There are no other charges applicable under this plan. The life-stage based solutions come under 3 options – wealth creation, Retire Smart and Dream Protect, the last one specifically to secure child’s education or protect family’s lifestyle in case of unfortunate demise of the life assured. Some of the highlights of the plan are boosting investor’s returns with extra allocation, from 1% to 7% on each instalment premium, zero allocation and zero admin charges, life cover and secure family’s future against the uncertainties of life and flexibility to invest one-time, limited period or over the entire policy term.