Canara Bank is revamping its organizational model to handle the problems of NPAs effectively. The bank is now involving senior management in tracking outstandings of even small ticket loans. CMD of the bank R.K. Dubey said as of now the head office was involved in tracking accounts of Rs 1 crore and above but this has now been brought down to Rs 10 lakh and above. There is a dedicated general manager to oversee recovery of loans even under Rs 10 lakh. Dubey said the head office is generating daily reports of accounts, which are likely to be appearing in special watch or delinquent list of accounts in the next 30 days and the accounts are flagged off to different functionaries both at head office level and circle office level to address the issues immediately to prevent them from appearing in special watch list of accounts on completing 30 days. He added that he himself is monitoring high-value accounts, which might turn into NPAs, along with executive directors. The bank has put in place a dedicated restructuring assets division to provide end-to-end solutions in all restructuring cases depending upon the viability of the projects.