ABN Amro Bank is partnering with US-based First Data for payments and will offer services through its joint venture European Merchant Services (EMS). The JV has been processing credit card and debit card payments for businesses for over 25 years, and ABN Amro says entrepreneurs and small business owners will be able to add more products and services through this payment offering over the course of 2016. An official of the bank said the bank can now offer clients a single contract with payment solutions for both webshops and physical stores.