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Mahindra Finance – the last word in rural finance

Reported by | Updated: October 26, 2017

Mahindra Finance today stands tall among the NBFCs in the country with an emphasized focus on rural finance. Ramesh Iyer, VC & MD of the company, who is passionate about the business model he developed, narrates the 22-year-old journey he undertook in 1995 From one branch and a couple of customers in 1995 to 1400 […]

Digital is transforming lending decisions

Reported by | Updated: September 21, 2017

Banks and financial services institutions can now take easy lending decisions. Digitization has not only transformed the decision-making process, it has also changed the way risk management is handled in these institutions Banks and financial services institutions are reevaluating their decision-making processes in the retail loan segment with the advent of digitization and availability of […]

The changing face of transaction banking

Reported by | Updated: August 24, 2017

Transaction banking is a veritable money spinner for banks with strong corporate banking focus. What are the new trends in this domain? Heads of two private banks speak about their respective operations Transaction Banking by definition is a suite of products targeting the key corporate needs for working capital optimization. These products invariably integrate cash, […]

Future proofing with right talent

Reported by | Updated: July 27, 2017

Banking is one sector that is exceptionally impacted by the emerging technologies and swiftly changing customer expectations. The sector is also challenged by disruptors like fintechs and telcos, which strive to offer financial services with agility and speed. The traditional business models are virtually under attack and their viability depends on adapting to the realities […]

Energizing digital lending for MSMEs

Reported by | Updated: June 22, 2017

MSME lending has always been a challenge for banks. TAB Capital, a new NBFC, is converting that challenge into an opportunity: Digital India is experiencing a revolution in lending practices and processes. Digital lending is invading the space of traditional lending. It has begun to show signs of prominence and is becoming a leading method […]

Bank Security : From Brawn to Brain

Reported by | Updated: May 22, 2017

Banks Continue to face to robberies and attacks.Physical security heads have envisioned smart solutions to deter criminals: The violence in Kashmir has now extended to the banking sector. Since the end of October 2016,armed robbers have struck at bank branches in the state looting nearly `92 lakh in 13 separate attacks. There have been 4 […]

Budget: Credit demand to get traction

Reported by | Updated: March 21, 2017

Mayank Mehta, Executive Director, Bank of Baroda and Harideesh Kumar B., Executive Director, Canara Bank, expect credit growth boost from the Union Budget 2017 Mehul Dani: How will Budget 2017-18 facilitate credit growth for banks? Mayank Mehta: The budget is progressive with its emphasis on inclusive development while being fiscally prudent. It has given special […]

SBI powering banking in Digital India

Reported by | Updated: February 27, 2017

State Bank of India is investing highly in technology not just to simplify banking but to pursue its ambition of become a global behemoth: A leading private sector bank launched online banking in India 19 years ago. Soon after, more private and foreign banks followed. But, where were the public sector banks? In 1998, no […]

Digitization – an absolute necessity now

Reported by | Updated: January 30, 2017

Digitization has been the catch phrase for banks in 2016. Mobile-based payment solutions, blockchain technology, self-service, social media-based transactions and seamless P2P transactions are on their agenda: Today, digitization is not a mere option for the banking industry. It is a must for them to be functional, efficient and competitive. Digitization ensures improved customer experience, […]

P2P lending comes of age in India

Reported by | Updated: December 21, 2016

P2P lending is gaining a major foothold in India. Four major operators discuss the prospects and how technology is the distinguishing factor in the operations: When P2P lending started in China in 2005, it was only a $2 million industry. Today, it has grown to be a $164 billion marketplace. India has only 10% of […]

Nov 2017 cover


Nov 2017 cover